Lower Your Time Preference. A short story.

I have woken up. I’m 63 years old and my children have successful careers thankfully. I’m still working but because the world is evolving so fast, I must work a minimum wage job. I’m trained extensively in my old career as a mechanic, but it’s been outsourced, and I got laid off from a companyContinue reading “Lower Your Time Preference. A short story.”

My Free Vacations for a Year

I’ve been using tons of credit card points this year. I talk about them all the time, how credit cards are extremely beneficial for everyone, especially those who enjoy traveling and would love to take more free trips! I’m going to go over all of the trips I’ve done this year, that have cost meContinue reading “My Free Vacations for a Year”

Stablecoins – The Future of Savings Accounts

Why Americans Don’t Save! If your bank was paying you $10 for every $100 that you saved in your savings account, do you think you would save more? Right now, people are getting around 0.01% give or take a few points. That is about 1 PENNY per 100 dollars saved. With inflation those people areContinue reading “Stablecoins – The Future of Savings Accounts”

2 nights at the Ritz-Carlton

This isn’t a rap song. It’s my experience spending multiple days at a Ritz thanks to my American Express Platinum. This post will probably make me seem like a brat or ‘bougie’ however I’m trying to rate this on a 5-star scale. Not on the same scale as a Holiday-Inn or a Motel-6. Steak andContinue reading “2 nights at the Ritz-Carlton”

Why You Should Start Investing When You Are Broke

It’s 2021, almost 2022, and we have a monetary system that is FAILING. In the last 12-18 months more than 40% of all dollars were created. Yes, you read that correctly… Everything that you want to eat, drive, buy, or live in is becoming so expensive most people are not going to be able toContinue reading “Why You Should Start Investing When You Are Broke”

The Magic of Dividend Investing

Get paid to do nothing other than set up an account, which takes 15 minutes, and auto buy one single stock, which takes 3 minutes. In less than 20 minutes you can automate all your finances for the next few decades. How sweet is that? It’s worth noting that this is one of many options.Continue reading “The Magic of Dividend Investing”

How I make $706 per month without working

The magic of work-free money. Lots of work up front, but no work to maintain. $706 dollars per month is no small amount of money. For many this could cover their monthly food and car expenses. None of this money gets deposited into my bank account at the end of the month. Re-investing this moneyContinue reading “How I make $706 per month without working”

I Stopped Investing in Tech Stocks

Tech stocks have been a brilliant investment for decades. We have had 3 market bubbles in the last 2 decades. This article is a way to prepare yourself for a potential 4th bubble, or at least to consider diversifying.

What Does My Portfolio Look Like | How I’m Achieving FIRE

How do I plan to become wealthy, free from depending on a paycheck, and support my family without needing an income? Here is a peek inside of my portfolio as a newly married 20 something year old. I got here by making less than 40k annually. Some of my investments were luck, and some wereContinue reading “What Does My Portfolio Look Like | How I’m Achieving FIRE”

Preparing finances for Air Force Basic Training (AF BMT)

Joining the Air Force can be stressful. There’s a lot that is unknown, you don’t know what it will be like, you don’t know exactly how much you will be paid while in basic training, and you don’t know if you will have any access to your finances during your time in BMT. So, whatContinue reading “Preparing finances for Air Force Basic Training (AF BMT)”